403(b) ESSENTIALS For The ERISA Plan

If you are the individual assigned the responsibility for the internal operation of a 403(b) plan or you are part of an organization overseeing a 403(b) plan, you need this book! Written in plain English, this book simplifies the operational aspects of a 403(b) plan. Don't underestimate the knowledge you must have to operate such a plan. There are many tasks, deadlines, roles and procedures that are required to ensure plan compliance with the Internal Revenue Service and Department of Labor. 403(b) Essentials For The ERISA Plan will educate and guide you in understanding the plan's administration and compliance requirements. The book is thorough, easy to read and provides the details needed to become familiar with terminology, operations, deadlines, processes, forms, and so much more. Use it as a resource and reference book. Use it as a training tool for you, the Payroll and HR departments and the Board of Directors. Financial advisors may also gain a glimpse into the inner workings of the plan.

Barbara Klein, the founder of 401k Essentials, has 40 years experience in the retirement plan industry.  Her breadth of knowledge and experience crosses through many of the retirement plan industry roles.  Barbara's diverse background includes working for the government (Social Security Administration), an insurance company, a pension software firm and a third party administration firm. She is a frequent speaker and educator within the pension industry.
 
In addition to operating 401kEssentials.com, Barbara owns and operates a third party administration firm in Santa Barbara, California.  Accrued Benefit Administrators, Inc. (ABA), operating since 1991, is a full service retirement plan administration firm specializing in qualified retirement and welfare benefit plans. The firm administers all types of retirement plans including - defined contribution and defined benefit plans such as 401(k), 403(b), profit sharing, simple, cash balance and many others. ABA is a TPA firm.
 
Barbara is a credentialed pension professional with the designations: Qualified Pension Administrator (QPA) and Qualified 401(k) Administrator (QKA) from the American Society of Pension Professionals & Actuaries and the American Retirement Association.
 
Professionally, Barbara is a member of the American Society of Pension Professionals & Actuaries, the National Institute of Pension Administrators, the Society of Human Resource Management, National Association of Women Business Owners, Provisors, the Professionals in Human Resources Association, the Santa Barbara Human Resource Association, and the Western Pension & Benefits Conference.
 
Barbara has won many awards, including most recently the prestigious 2013 Spirit of Entrepreneurship Award and the 2010 Best Small Business - Family Business &Closely Held Company Award.   She has also been recognized with two Paul Harris Fellow awards for her contributions to Rotary International through her Service Above Self practices.